The Click Legal blog
Read our latest blog posts, to stay informed and help your business or startup confidently navigate the legal landscape.
Recent blog posts
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Moving from Designated Business Group (DBG) to Reporting Group: A Transformational Shift in AML/CTF Compliance
The new Reporting Group model allows for broader, more strategic compliance partnerships but demands careful planning, clear governance, and early action to manage the increased liability of the Lead Entity.
Hannah Deuk
How Much Does an Australian Financial Services Licence (AFSL) Application Cost?
One of the questions we receive most frequently is: “How much does it cost to get an AFSL?” The answer varies because AFSL costs depend heavily on the complexity of your business model, the authorisations required, and whether the licence will service retail or wholesale clients. This article provides a comprehensive and technically detailed overview of ASIC AFSL fees, professional fees, set-up and ongoing compliance costs, Responsible Manager requirements, retail uplift obligations, and practical challenges that impact total expenditure.
Hannah Deuk
What is an AML/CTF Program and Who Needs One?
A comprehensive guide explaining what an AML/CTF Program is, who needs one, and how to build a compliant, risk-based framework under Australia’s evolving anti-money laundering laws. Includes a detailed overview of Tranche 2 AML/CTF reforms, obligations for new professions, and upcoming changes commencing in 2026.
Hannah Deuk
Your 7-Step AML/CTF Action Plan: A Real Estate Agent's Guide to 2026 Compliance
New AML/CTF laws start 1 July 2026. Our step-by-step guide for real estate agents covers AUSTRAC enrolment, customer due diligence, and your AML/CTF program. Download our free guide and ensure your agency is ready.
Hannah Deuk
AML/CTF Compliance: Big Change from 1 July 2026 — Will Your Services Be Caught?
From 1 July 2026, Australia’s Tranche 2 Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) reforms will regulate lawyers, accountants, real estate professionals, trust and company service providers, and dealers in precious metals and stones - Learn if your services are “designated services” and what steps you must take to comply.
Dominic Shaw
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AML/CTF Reforms for Lawyers: What every Australian Law Practice must do before 1 July 2026
From 1 July 2026, Australian lawyers who provide “designated services” will face new Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) obligations. Learn which legal services are captured, what your firm must do to comply, and how to prepare now.
Dominic Shaw
Navigating the New AML/CTF Rules 2025? Get Our Free Guide.
New 2025 AML Rules: What Every Reporting Entity Must Know
Hannah Deuk
Upholding Your AML Obligations: The Essential Guide to AML/CTF Program Independent Reviews and Why Your AML/CTF Program Needs a Regular Independent Review
As an Australian reporting entity, you must have your AML/CTF Program independently reviewed. This detailed guide explains what an independent review is, why it's a legal requirement, who can conduct one, and what to expect. Drive compliance and mitigate risk with expert legal advice from Click Legal.
Hannah Deuk
AUSTRAC AML Audit for Non-Bank Lenders | Affordable Lawyer-Led Reviews
AUSTRAC ordered an AML audit for Mercedes-Benz Finance. Is your Non-Bank Lender compliant? Our qualified AML lawyers offer independent AML audit packages from $2,400. Get a Independent AML/CTF review, audit & consulting services, and avoid penalties.
Dominic Shaw
AUSTRAC Tipping Off Offence Updated 2025: AML/CTF Compliance Guide
AUSTRAC’s revised tipping off offence is in force from 31 March 2025. Learn what reporting entities must do to comply with the AML/CTF Act and avoid criminal risk.
Hannah Deuk
How to Create an Advisory Board
How do you create an Advisory Board that actually adds value to your business? For startups and SMEs, an Advisory Board can be the difference between struggling alone and scaling with confidence. Advisors bring expertise, networks, and fresh perspective, but you need to be deliberate about how you set it up. Here’s a step-by-step guide:
Hannah Deuk
How to apply for an Australian Financial Services Licence (AFSL) – The Complete 2025 Guide - The AFS Licence Application Process Has Changed – What You Need to Know in 2025
AFSL Updated June 2025 : Key Changes for Your Business and how apply for AFSL in Australia – Step-by-Step ASIC Licensing Guide 2025 Need an Australian Financial Services Licence (AFSL) in 2025? Learn ASIC's updated requirements, retail client obligations, compliance framework and how to get approved fast. Expert AFSL lawyers can help.
Hannah Deuk
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