Australia’s Leading Commercial, Financial Services & AML/CTF Lawyers
About Click Legal
Click Legal is a specialist Australian law firm advising at the intersection of commercial law, financial services regulation, & financial crime compliance. We help businesses navigate complex legal & regulatory environments, providing senior-level expertise & practical, regulator-ready solutions.
We partner with clients as trusted advisors or embedded experts, filling critical compliance & governance roles on demand. Our practitioners act as Fractional General Counsel (FCG), Compliance Officer, Money Laundering Reporting Officer, or Responsible Manager, delivering the authoritative oversight businesses require to operate confidently & compliantly.
Our services cover commercial & corporate law, financial services regulation, AML/CTF & financial crime compliance, & regulatory applications including AFSL, ACL, & APRA. We also support clients with tailored training, policy development, compliance guidance, & practical resources such as online compliance portals.
At Click Legal, we combine technical precision with commercial judgement, ensuring our clients not only meet regulatory obligations but can make strategic decisions with confidence.
What We Do
We advise regulated businesses on licensing, compliance frameworks, governance & commercial legal matters.
Our services are designed to support organisations at every stage, from regulatory approvals & operational setup through to ongoing compliance oversight & strategic legal support.
01. Australian Financial Services Licence (AFSL) – Licensing & Compliance
We help financial services & credit businesses secure, maintain, & grow under their Australian Financial Services Licence (AFSL). Our services cover:
Applicants: end-to-end AFSL application & variation management
Licensees: AFSL compliance frameworks, policies, procedures, & registers
Responsible Managers: guidance on new products, disclosure, distribution, & interactions with ASIC
Flexible packages include Full Service, Templates, or Review Services to suit your business needs.
02. Australian Credit Licence (ACL) & Credit Regulation
We guide credit providers, fintechs, brokers, & other ACL-regulated businesses in obtaining & managing an Australian Credit Licence (ACL) the right way from day one.
- ACL Applications & Variations: aligned with NCCP requirements
- ACL Compliance Support: frameworks, policies, monitoring, & remediation
- Credit Operations: contracts, disclosure, hardship management, & responsible lending settings
- Applications & Variations: aligned with NCCP requirements
- Compliance Support: frameworks, policies, monitoring, & remediation
- Credit Operations: contracts, disclosure, hardship management, & responsible lending settings
03. Anti-Money Laundering (AML) & Counter-Terrorism Financing (CTF) Advisory & Reviews
We design, enhance, & test Anti-Money Laundering (AML) & Counter-Terrorism Financing (CTF) frameworks that withstand AUSTRAC scrutiny in practice, not just on paper.
Programs & Risk Assessments: AML/CTF programs, money laundering & terrorism financing (ML/TF) risk assessments, & customer due diligence procedures
Independent Reviews: statutory evaluations, effectiveness testing, & remediation support
Reporting & Training: regulatory reporting support, remediation, & staff training for higher-risk products & customers
04. FRACTIONAL GENERAL COUNSEL
We act as your strategic legal partner, giving you in‑house calibre support without a full‑time GC.
- Ongoing advice across contracts, governance, licensing & regulatory issues
- Board‑level & executive support on risk, deals, strategic projects & transactions
- Fixed‑fee subscription structure for predictable, scalable legal support
05.CORPORATE & COMMERCIAL LEGAL SUPPORT
We advise on structuring, deals & contracts for corporate & commercial clients, financial services businesses & startups & small businesses.
- Business structuring, shareholders’ agreements, partnerships & joint ventures
- NDAs, service agreements, supply terms & platform / SaaS terms
- Contract reviews for lending, financing & third‑party arrangements
Who We Advise
We advise a broad range of clients across the financial services & related sectors—including compliance consultants, advisory & product firms, credit & CFD specialists, & AFSL wholesale holders.
Our expertise spans payments businesses, carbon markets, renewables, fintech, & emerging frontiers like crypto assets, blockchain, & the digital economy.
Product providers
Advice providers
Credit providers
AFSL wholesale
Payments businesses
Carbon markets & renewables
Fintechs
Crypto, digital currency & virtual asset providers
Our Clients Include
Request A Free Consultation
Our Senior Lawyers will contact you to discuss how we can help
Ready-to-Use Legal & Compliance Templates
Lawyer‑drafted legal templates in downloadable Word format.
What Our Clients Say About Working With Us
Jason Gold
Managing Director, IT Pro Tech"At IT Pro Tech, we partner with businesses who share our commitment to integrity. Click Legal stands out in the legal space for exactly that. Hannah and the team impressed us with their deep understanding of compliance-heavy sectors and their ability to offer clear, practical legal advice without overcomplicating the process."
Guy Raven
Head of Surveillance Advisory, Westpac"Hannah demonstrated exceptional leadership and regulatory expertise. She played a pivotal role in developing the control room and establishing a strong regulatory compliance framework... Beyond her deep technical knowledge, Hannah is an outstanding mentor, approachable, and insightful."
Antonella Spatola
Founder, True To You Charity"Hannah at Click Legal has supported the board in establishing our documentation and legal framework to start on a solid footing. We appreciate her authentic interest in the charity's mission... We appreciate how she explains complex concepts in simple terms, avoiding legal jargon."
Sharon Yang
Head of Investment & Capital Mgmt"Hannah and Click Legal have provided reliable legal advice to us. It has been integral in helping us meet all our AFSL obligations with confidence. I highly recommend their services to any business needing compliance support."
Jason Watts GAICD
Managing Director, Neu Capital"Hannah blends rare regulatory expertise with sharp business acumen. As her Manager at Barclays, I watched her master APRA/ASIC frameworks and turn them into clear, actionable strategies... She's the kind of professional who simplifies complexity, and her integrity is unmatched."
Stuart Hill
Program Manager/Operations Manager"Hannah has exceptional depth of knowledge and expertise in building robust legal, risk, and compliance frameworks... Beyond her technical expertise, Hannah is a strategic thinker and a genuinely kind, friendly person who always supports and helps others."
Jason Lowry
Co-Founder, LPG"Could not recommend Click Legal more highly! Must have for start ups and small business owners looking to trust someone to help set up your business right!"
Jason Gold
Managing Director, IT Pro Tech"At IT Pro Tech, we partner with businesses who share our commitment to integrity. Click Legal stands out in the legal space for exactly that. Hannah and the team impressed us with their deep understanding of compliance-heavy sectors and their ability to offer clear, practical legal advice without overcomplicating the process."
Guy Raven
Head of Surveillance Advisory, Westpac"Hannah demonstrated exceptional leadership and regulatory expertise. She played a pivotal role in developing the control room and establishing a strong regulatory compliance framework... Beyond her deep technical knowledge, Hannah is an outstanding mentor, approachable, and insightful."
Antonella Spatola
Founder, True To You Charity"Hannah at Click Legal has supported the board in establishing our documentation and legal framework to start on a solid footing. We appreciate her authentic interest in the charity's mission... We appreciate how she explains complex concepts in simple terms, avoiding legal jargon."
Sharon Yang
Head of Investment & Capital Mgmt"Hannah and Click Legal have provided reliable legal advice to us. It has been integral in helping us meet all our AFSL obligations with confidence. I highly recommend their services to any business needing compliance support."
Jason Watts GAICD
Managing Director, Neu Capital"Hannah blends rare regulatory expertise with sharp business acumen. As her Manager at Barclays, I watched her master APRA/ASIC frameworks and turn them into clear, actionable strategies... She's the kind of professional who simplifies complexity, and her integrity is unmatched."
Stuart Hill
Program Manager/Operations Manager"Hannah has exceptional depth of knowledge and expertise in building robust legal, risk, and compliance frameworks... Beyond her technical expertise, Hannah is a strategic thinker and a genuinely kind, friendly person who always supports and helps others."
Jason Lowry
Co-Founder, LPG"Could not recommend Click Legal more highly! Must have for start ups and small business owners looking to trust someone to help set up your business right!"
Request A Free Consultation
Our senior lawyers will contact you to discuss how we can help
How The Process Works
Step 1
Understand your position
We start with a short call to understand your structure, licences, products, clients & pain points.
Step 2
Scope & proposal
We map your services to the right authorisations, identify suitable responsible managers & prepare the core application proofs & AFSL compliance documents.
Step 3
Deep work & delivery
We do the detailed legal & compliance work, sense‑check with you & deliver documents and advice in plain English.
Step 4
Follow‑through & ongoing support
We explain what changed, what to do next & set up ongoing support or reviews where helpful.
Why Clients Choose Click Legal
Regulated focus, Not Generalist
We focus exclusively on AFSL, ACL, APRA, AML/CTF & governance. No generalist work – just deep, targeted expertise across the financial services landscape.
Senior Experience, Hands-On
Your matters are handled by senior lawyers with decades in banking, financial services, & regulated industries. No juniors. No learning curve.
Flexible Engagement — Including Fractional General Counsel
Access senior legal capability on your terms – by the hour, by the project, or as a Fractional General Counsel. No overhead. Just flexibility that fits.
Practical & Board-Ready
We deliver clear, actionable advice & frameworks that Boards & teams can actually use – with fixed or capped fees wherever possible. No surprises.
Request A Free Consultation
Our Senior Lawyers will contact you to discuss how we can help
Meet Your Legal Team
Legal & Compliance Insights
Frequently Asked Questions
What is Click Legal?
Click Legal is an independent Australian law firm focused on financial services, credit, AML/CTF & commercial work.
We combine senior legal advice with practical documents, frameworks & tools for regulated & growth‑stage businesses.
Who is Click Legal for?
We mainly act for:
- AFSL & ACL holders
- Banks, ADIs & financial institutions
- Fund managers & trustees
- Fintechs, payment businesses & credit providers
- Foreign‑owned companies with Australian operations
- Corporate groups & growth‑stage businesses that need senior counsel
What services do you provide?
Our core work includes:
- AFSL & ACL applications, variations & related approvals
- AML/CTF Programs, ML/TF risk assessments & independent reviews
- AFSL/ACL compliance frameworks, registers, calendars, policies & training
- Fractional general counsel support for regulated & growth businesses
- Corporate & commercial matters such as structuring, shareholders’ agreements, joint ventures & service contracts
We also offer a range of lawyer‑drafted templates for common needs.
How is Click Legal different from traditional law firms?
You work directly with senior lawyers who understand regulators, Boards & regulated business models.
We scope tightly, prefer fixed or capped fees where possible & focus on advice and documents your teams can actually use.
What areas do you focus on?
Our core focus is financial services, credit & AML/CTF, including licensing, compliance & governance.
We also advise on corporate & commercial matters such as structuring, shareholder arrangements, joint ventures, contracts & startup or small business setups where our regulatory experience adds value.
How do your templates fit with your legal services?
Templates give clients fast access to lawyer‑drafted documents for AFSL/ACL compliance, AML/CTF, privacy, governance & contracts.
Where situations are complex or higher‑risk, we tailor those frameworks, advise on strategy or build bespoke documents.
How do I start working with Click Legal?
You can contact us via the enquiry form on our website, email hello@clicklegal.com.au or call 0450 502 672.
We usually start with a short call to understand your business, priorities & whether we are the right fit.
Is Click Legal available across Australia?
Yes, we act for clients across Australia & for some overseas groups with Australian operations or licences.
Most work is delivered remotely, with in‑person meetings available by arrangement.
How quickly can you deliver work?
Timelines depend on complexity & urgency, but template purchases are instant & many scoped projects can be completed within days or weeks.
We give you a realistic timeframe when we scope the engagement so you know what to expect.
CONTACT
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