AML/CTF Compliance Checklist for Real Estate Agents (2026 Ready)
Practical step‑by‑step checklist for real estate agencies
Use this checklist to:
- Confirm whether your agency fits AUSTRAC’s real estate starter‑kit profile
- Customise the AML/CTF risk assessment, policy & process documents
- Work through AUSTRAC enrolment & free staff training before 1 July 2026
- Track ongoing AML/CTF tasks after go‑live so nothing important slips
Plain‑English explanations
Complex rules explained in simple language.
Practical examples
Real‑world scenarios, diagrams & checklists.
Ready to share
Ideal for briefing leaders & training your team.
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Description
About this Document
Use this checklist if you:
- Run a real estate agency, buyer’s agency or project marketing business in Australia
- Need a practical, step‑by‑step list to get AML/CTF ready before 1 July 2026
- Want to use AUSTRAC’s free real estate starter kit without missing any critical steps
- Prefer a simple action plan you can work through with your team & tick off as you go
It is suited to:
- Principals, licensees in charge & directors of real estate agencies
- Buyer’s agents & small project developers selling directly
- Ops/compliance staff supporting real estate businesses through Tranche 2
- Franchise heads who need a clear baseline for individual offices
What this checklist covers:
- Confirming whether your agency can rely on AUSTRAC’s real estate program starter kit
- Customising the risk assessment, policy & process documents for your own business
- Preparing the information you need to enrol with AUSTRAC & complete the online ABPF form
- Mapping out who will act as AML/CTF compliance officer & who needs to be trained
- Scheduling staff completion of AUSTRAC’s free e‑learning modules
- The core obligations that apply from 1 July 2026 for every property sale you broker
- Ongoing AML/CTF tasks after go‑live, including monitoring, reporting & record‑keeping
- Planning your first independent AML/CTF evaluation (review) in 2026–2027
You receive a free, plain‑English PDF checklist you can share with principals, licensees in charge & frontline teams so everyone can see, at a glance, what needs to happen, by when, to keep your real estate business AML/CTF compliant.
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